Rates Effective December 9, 2011

Money Market Accounts Nominal Rate APY*

$1,000 - $9,999.99 0.50% 0.50%

$10,000 - $24,999.99 0.55% 0.55%

$25,000 - 49,999.99 0.65% 0.65%

$50,000 & Above 0.85% 0.75%

*APY - Annual Percentage Yield
All rates are subject to change without notice.