Rates Efftective October 1, 2009.

*** CERTIFICATE SPECIALS *** $10,000 Minimum Balance IRAs Welcome

Regualr & IRA Certificates Nominal Rate APY* Min Balance

7 Months 1.74% 1.75% $10,000

13 Months 2.24% 2.25% $10,000

Regualr & IRA Certificates Nominal Rate APY* Min Balance

1 - 3 Months 0.90% 0.90% $500

4 - 11 Months 1.25% 1.25% $500

12 - 23 Months 1.50% 1.50% $500

24 - 35 Months 1.74% 1.75% $500

36 - 48 Months 1.99% 2.00% $500

49 Months & Greater 2.24% 2.25% $500

*APY - Annual Percentage Yield
All rates are subject to change without notice.

JUMBO RATES Available (call 205-759-7317)