Rates Effective May 17, 2013

*** CERTIFICATE SPECIALS *** $10,000 Minimum Balance IRAs Welcome

Regular & IRA Certificates Nominal Rate APY* Min Balance

13 Months 0.80% 0.80% $10,000

19 Months 0.90% 0.90% $10,000

25 Months 1.00% 1.00% $10,000

37 Months 1.15% 1.16% $10,000

49 Months 1.55% 1.56% $10,000

61 Months 1.80% 1.81% $10,000

Regular & IRA Certificates Nominal Rate APY* Min Balance

1 - 5 Months 0.35% 0.35% $500

6- 11 Months 0.55% 0.55% $500

12 - 17 Months 0.65% 0.65% $500

18 - 23 Months 0.75% 0.75% $500

24 - 35 Months 0.90% 0.90% $500

36 - 47 Months 1.05% 1.06% $500

48 - 59 Months 1.10% 1.11% $500

60 + Months 1.55% 1.56% $500

*APY - Annual Percentage Yield
All rates are subject to change without notice.