Fee Schedule
Item Fee
Debit/ATM Cards (New Cards or To Replace Expired Cards) Basic
(No Picture or Signature)
Delivery In 8 To 10 Days
No Charge

(With Your Picture & Signature)
Delivery In 10 To 12 Days
For rush delivery
(Delivered In 1 To 2 Days)
Add $5.00
To Replace Lost Debit/ATM Cards Basic Cards $5.00
Deluxe Cards $5.00
Club Early Withdrawal Fee $10.00 per withdrawal
Stop Payment Requests $30.00 per item
Per item charge applies whether or not item is presented.
ATM Transactions - At DCH CU Owned Machines No Charge
                               At All Other Machines $1.00 each
Returned Statement Fee $10.00 per statement returned
Returned Deposit Checks $4.00 each if written to member by someone else

$25.00 each if written on member's account at another financial institution
Returned Check Fee For Loan or VISA Payments $25.00 each
Late Loan Payment (Includes VISA or Mortgage Payments) $10.00 or 5% of the payment, whichever is more
VISA Overlimit Fee $15.00 per month
VISA Replacement Card Fee $10.00 each
Money Orders & Cashiers' Checks $1.00 each
Credit Union Check $1.00 each (first two free)
Wire Fees, Domestic (Within USA)                     
Outgoing $10.00  per wire
Incoming $5.00 per wire
International (Outside The USA) Incoming or Outgoing $35.00 per wire

Insufficient Funds Fee (NSF) *

*Item is defined as any draft (check), Automatic Clearing House (ACH) transaction, ATM or Debit Card item (whether approved at the time of the transaction, or not) Automatic Debit (autohorized with a draft or check number or by way or a telephone, Internet or other authorization.

$30.00 per item returned
Draft or Item Copies $1.50 each

Low Balance Fee (Regular Share/Savings Account Only)

$3.00 per month
Account Printout $3.00 per month copied per account
Early Account Closure $10.00 if closed before 3 months
$5.00 if closed in 3 - 6 months
Share Drafts The costs of share drafts vary depending on the quantity and style chosen. For additional information on costs and availability of share draft forms, please select the Harland link.

This credit union is federally insured by the National Credit Union Administration.
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